Boat Insurance

Marine and Boat Insurance

Cost-U-Less Can Find You the Low Rates and Coverage to Insure Your Boat Today! Boat insurance is the best way to be sure you have a good time on the water and off. By insuring your boat, you can relax and enjoy the sun and surf as you motor, sail or cruise.

Don't go overboard with boating insurance

Get a free boat insurance quote online or in person from Cost-U-Less. Choose coverage options for boating in the open ocean or for winter storage. Fresh water boat coverage and insurance for your boat and accessories is also available.
Don't sail, row, motor or cruise on the water without the right marine insurance to meet your needs.

Cost-U-Less Insures:

  • Runabouts
  • Mini Jet Boats
  • Sailboats
  • Pontoon Boats
  • House Boats
  • Cabin Cruisers
  • Other Fishing Boats
  • Bass Boats
  • Personal Watercraft
  • Yacht

Do I have to have boater's insurance in California?

You do not have to have boater's insurance in California . In some states there is a requirement to carry boat insurance, so always check with the boating law administrator's office in the state you plan to boat in. For contacts in other states, visit the National Association of State Boating Law Administrators

Do I have to register my boat?

California law requires current registration of most vessels, including moored vessels, whether or not they are used. All vessels must be registered except:

  • Boats propelled manually.
  • Sailboats eight feet or less in length.
  • Ships lifeboats used solely for lifesaving.
  • Boats from out of state, registered in that state.
  • Sailboards

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